Making transfers in Football Manager 2024 is one of the most fun aspects of the game. Whether you’re picking up a smart free transfer, a loan move to elevate your team, a new star signing or even a wonderkid for the future, transfers are the bread and butter of all Football Manager players.

With that being the case, most players will want to start their Football Manager 2024 saves with money to spend, so, in this article, we’ll look through the teams with the largest transfers budgets in Football Manager 2024.

As well as that, we’ll look at the budgets of Premier League teams in Football Manager 2024 and tell you how to adjust your budgets so you can get the most out of what you have to spend.

How to adjust budgets in Football Manager 2024

So, with that said, let’s look at how to adjust budgets in Football Manager 2024 - because sometimes you’ve overspent just a little and adjustments might be required.

Adjusting budgets in Football Manager 2024 is very simple, you can even do so from multiple screens in-game.

To adjust your budget in Football Manager 2024, do so in one of the following ways:

• Go to the Transfers tab > Click on Transfer Budget Remaining > Drag the slider > Click confirm.
• Head to the Club Vision tab > Select Board > Look in the bottom right for the Adjust Budget option > Drag the slider > Confirm.
• Go the Summary in the Finances tap and find Make Budget Adjustment, drag the slider to wherever you desire.

Premier League budgets in Football Manager 2024

Given that the Premier League is the most played league in Football Manager 2024, we thought it was a good idea to take a look at the transfer budgets of Premier League teams in Football Manager 2024.

It’s worth noting at this point, however, that not every team has money to spend at the start of your saves. Seeing as Football Manager releases after the conclusion of the transfer window, budgets are decided by money spent versus money generated, which is why some teams will have no money and others will have lots.

For instance, Sheffield United, Nottingham Forest, and Burnley all have £0 because they spent lots compared to what they brought in, however, at the other end of the spectrum, Brighton have £80m because of the amount of profit they made during the transfer window.

So, without further ado, here are the starting transfer budgets of Premier League teams in Football Manager 2024:

1. Brighton - £80m
2. Liverpool - £64m
3. Manchester City - £35m
4. Brentford - £30m
5. West Ham - £24m
6. Fulham - £20m
7. Tottenham - £19.4m
8. Crystal Palace - £7m
9. Manchester United - £6m
10. Chelsea - £6m
11. Bournemouth - £5m 
12. Newcastle - £5m
13. Arsenal - £5m
14. Aston Villa - £3m
15. Wolves - £2.5m
16. Luton - £2m
17. Everton - £1m
18. Sheffield United - £0
19. Nottingham Forest - £0
20. Burnley - £0

The biggest budgets in Football Manager 2024

If you’re looking for something new and don’t want to play in the Premier League, there are other teams that can provide you with a nice amount of money to get started in a new save.

Of course, these teams do tend to be teams that are already at the top of their respective divisions, so only consider them if you’re chasing European glory and don’t necessarily want to be challenged at a domestic level.

That isn’t to say there aren’t challenges within this list, the Spanish First Division is one of the most challenging leagues in the game thanks to their wage budget restrictions, so Celta Vigo with their big budget thanks to the sale of Gabri Veiga can be a great option.

We’ll leave the Saudi teams out of this list because they aren’t playable in Football Manager 2024, as well as the Premier League teams as we’ve already mentioned them, so here are the five biggest budgets outside of the Premier League in Football Manager 2024:

1. Celta Vigo - £34m
2. AS Monaco - £30m
3. PSG - £30m
4. Athletic Bilbao - £21m
5. Real Madrid - £21m